The Federal Trade Commission is seeking public comment associated with a pair of statutes often connected with collections, repossessions and recoveries.
First, the FTC wants the public to share thoughts on its Disposal Rule, a rule that implements part of the Fair and Accurate Credit Transactions Act of 2003 (FACTA).
Officials recapped that the Disposal Rule, formally known as the Disposal of Consumer Report Information and Records Rule, requires certain persons who have consumer report information for a business purpose to properly dispose of it by taking reasonable measures to protect it from unauthorized access.
“As part of its systematic review of all current FTC rules and guides, the FTC is seeking public comment on the economic impact and benefits of the rule, possible conflicts with state, local or other federal laws, and its effect on any technological or other industry changes,” the regulator said.
“The agency also seeks comment on whether the definition of 'consumer information' should be expanded to include aggregate information or information that can be reasonably linked to an individual,” the FTC added.
Comments on its Disposal Rule must be received by Nov. 21, according to the agency.
The FTC is also seeking public comment on its rules for protecting consumer information under the Gramm-Leach-Bliley Act. Specifically, the FTC said that it seeks comment on a number of questions about the Safeguards Rule, which requires financial institutions to develop, deploy and maintain a thorough information security program for handling consumer information.
The regulator is asking for comments about the Safeguards Rule to be submitted by Nov. 7.
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